*{margin:0;padding:0;box-sizing:border-box}
body{font-family:-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:#1d2733;background:#f6f8fb;line-height:1.6}
header{background:#0e2a47;color:#fff;padding:18px 0}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
nav{display:flex;align-items:center;justify-content:space-between}
.logo{font-weight:700;font-size:20px;letter-spacing:.3px}
nav a{color:#cfe0f2;text-decoration:none;margin-left:22px;font-size:15px}
nav a:hover{color:#fff}
.hero{background:linear-gradient(135deg,#0e2a47,#1c4e84);color:#fff;padding:72px 0}
.hero h1{font-size:34px;margin-bottom:14px}
.hero p{font-size:18px;color:#dbe7f5;max-width:640px}
.btn{display:inline-block;margin-top:24px;background:#39b54a;color:#fff;padding:12px 26px;border-radius:6px;text-decoration:none;font-weight:600}
section{padding:54px 0}
h2{font-size:26px;margin-bottom:26px;color:#0e2a47}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid #e3e9f1;border-radius:10px;padding:24px}
.card h3{color:#1c4e84;margin-bottom:8px;font-size:18px}
.card p{font-size:15px;color:#54626f}
footer{background:#0e2a47;color:#9fb6cf;padding:28px 0;font-size:14px}